ONLINE BANKING
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WE PROUDLY INTRODUCE PRIME LINE, AN UNSECURED PROFESSIONAL LINE OF CREDIT, FOR YOUR BUSINESS NEEDS.For information on product features and requirements, please contact your local branch.
Please click link to view our updated Internet Security Policy. |
NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTSAll funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules. Please click this FDIC link for additional information. |
Revised 09/10
FACTS |
WHAT DOES DESERT COMMERCIAL BANK DO WITH YOUR PERSONAL INFORMATION? |
Why? |
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
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What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our customer, we continue to share your information as described in this notice.
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How? |
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Desert Commercial Bank chooses to share; and whether you can limit this sharing.
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Reasons we can share your personal information |
Does Desert Commercial Bank Share? |
Can you limit this sharing? |
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
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Yes |
No |
For our marketing purposes – to offer our products and services to you
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No |
We don’t share |
For joint marketing with other financial companies
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No |
We don’t share |
For our affiliates’ everyday business purposes information about your transactions and experiences
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No |
We don’t share |
For our affiliates’ everyday business purposes information about your creditworthiness
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No |
We don’t share |
For nonaffiliates to market to you
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No |
We don’t share |
Questions? |
Call 760-340-7595 or go to www.desertbanking.com |
Who are we |
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Who is providing this notice?
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Desert Commercial Bank |
What we do |
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How does Desert Commercial Bank protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We restrict access to nonpublic information about you to those employees who need to know that information to provide products or services to you.
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How does Desert Commercial Bank collect my personal information? |
We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus or other companies.
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Why can’t I limit all sharing? |
Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing. We don’t share.
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Definition |
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Affiliate |
Companies related by common ownership or control. They can be financial and nonfinancial companies.
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Nonaffiliate |
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
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Joint marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you
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