Welcome

Thank you for visiting Desert Commercial Bank, the community-owned and focused full-service bank serving the Coachella and Imperial valleys. Whether it's our multi-feature checking and savings programs, the wide array of loan programs, or the simple convenience of online banking, we have the products and services to help you grow. And then there's our staff: warm, friendly people who believe in the power of a smile.

Banking is more than numbers. It’s about relationships.

Transaction Account
Guarantee Program

Desert Commercial Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, which has been extended through December 31, 2010 all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.
Mobile Banking
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Savings Accounts

Diamond Savings

Minimum opening balance of $100.

Account features:

  • Monthly Statements
     

*Minimum monthly service charge of $5 (waived if a monthly average balance of $500 is maintained in the account.) A $5 per item charge will be assessed for each transaction in excess of regulatory limits.

Other specifications:

  • Flexible interest payment methods
  • Interest is accrued daily and credited monthly
  • No minimum balance to earn interest
     

 

Certificates of Deposit

Minimum opening balance of $1,000.

Account features:

  • Time deposit with competitive interest rates
  • Variety of terms
  • Automatic renewal with 10-day grace period
     

*No monthly service charge. Early withdrawal may be subject to a penalty.

Other specifications:

  • Flexible interest payment and methods
  • Interest is accrued daily and credited monthly
  • Additions allowed only at maturity